Landlord or tenant – who should insure the rental home?
28.10.2024 Dagmar Gilden

Landlord or tenant – who should insure the rental home?

If you are the owner or tenant of a rental home, the inevitable question arises: should insurance only be the responsibi...

Homes under construction plagued by fire, water and thieves
08.10.2024 Dagmar Gilden

Homes under construction plagued by fire, water and thieves

Although the construction of a new home entails a high financial cost and each stage of construction involves real risks...

You are a customer of the Rimi loyalty programme? If so, let you be informed that better deals are waiting for you at Seesam!
12.09.2024 Liljan Männiste

You are a customer of the Rimi loyalty programme? If so, let you be informed that better deals are waiting for you at Seesam!

Once again, customers of the Rimi loyalty programme now have a great opportunity to buy a range of Seesam insurance prod...

54% of employees do not consider employer-provided health insurance plan sufficient
11.09.2024 Marit Raag

54% of employees do not consider employer-provided health insurance plan sufficient

A survey conducted by Seesam Insurance reveals that, regardless of gender and age, people consider dental care and as hi...

Storm damage for current year chasing a new record
23.08.2024 Dagmar Gilden

Storm damage for current year chasing a new record

2024 threatens to break all storm damage records – as of now, already 43% more storm damage cases have been registered c...

One out of five medical care insurance cases occurs in a neighbouring country
16.08.2024 Marit Raag

One out of five medical care insurance cases occurs in a neighbouring country

Even though people don’t often regard a day cruise to Finland or a weekend car trip to the Baltics as a real journey and...

These objects in everyday use cause the most fires
08.08.2024 Dagmar Gilden

These objects in everyday use cause the most fires

While fire safety warnings are usually related to grilling and campfire safety practices and general reminders about ove...

Midsummer is almost here: vehicle comprehensive insurance doesn’t help when drinking and driving
20.06.2024 Rasmus Parve

Midsummer is almost here: vehicle comprehensive insurance doesn’t help when drinking and driving

In addition to jumping over bonfires, swimming and barbecues, driving is the activity that, combined with alcohol, cause...

Motor insurance is not enough to protect a vintage car
12.06.2024 Jonatan Jõks

Motor insurance is not enough to protect a vintage car

Although the causes of traffic damage related to vintage cars that have been driven out of the garage for the summer are...

This is the benefit dreamed of by the largest number of employees
22.05.2024 Marit Raag

This is the benefit dreamed of by the largest number of employees

A survey conducted by Seesam revealed that almost half of the residents of Estonia would be more motivated employees if ...

Compensa Vienna Insurance Group’s revenue in the Baltics grew by 19% last year
10.05.2024 Deividas Raipa

Compensa Vienna Insurance Group’s revenue in the Baltics grew by 19% last year

Compensa Vienna Insurance Group a leading non-life insurance company operating in the Baltics has continued its growth t...

Every tenth resident of Estonia considers work stress to be normal
09.04.2024 Marit Raag

Every tenth resident of Estonia considers work stress to be normal

62% of the residents of Estonia who participated in a recent Seesam survey reported having experienced work stress in th...

Seesam became the most recommended insurance company
08.04.2024 Liljan Männiste

Seesam became the most recommended insurance company

The NPS survey of Kantar Emor shows that almost every second customer who has come into contact with Seesam recommends t...

Insurance urges caution: it is not worth spending spring in plaster for the sake of getting fit for summer
13.03.2024 Dagmar Gilden

Insurance urges caution: it is not worth spending spring in plaster for the sake of getting fit for summer

For many people, melting snow marks the start of the recreational sports season. For insurance, this leads to a sharp tu...

Premature spring promises record-breaking glass damage
12.03.2024 Siim Siimer

Premature spring promises record-breaking glass damage

According to Siim Siimer, Product Manager of Vehicle and Machinery Insurance at Seesam, it looks like this year is going...

This is the cost of food poisoning, broken bones and scooter falls in favourite destinations of Estonians
11.03.2024 Marit Raag

This is the cost of food poisoning, broken bones and scooter falls in favourite destinations of Estonians

Travellers generally know very well what it costs to stay overnight in a destination, to buy a cup of coffee, to travel ...

Let’s make it crystal clear: who compensates for delayed, damaged and stolen baggage?
16.02.2024 Marit Raag

Let’s make it crystal clear: who compensates for delayed, damaged and stolen baggage?

60% of all baggage losses are related to damaged baggage, followed by delayed baggage and only then by thefts. Do you kn...

Fan heaters and blowtorches are fast to thaw pipes as well as to set fire to houses
12.02.2024 Kristel Kobi

Fan heaters and blowtorches are fast to thaw pipes as well as to set fire to houses

Cold weather poses a major threat to pipes which are located in uninsulated or unheated rooms and in older houses and wh...

Liability insurance amounts should increase with each storey
19.01.2024 Dagmar Gilden

Liability insurance amounts should increase with each storey

A leaking tap connector – €9,000 worth of damage to a neighbour, a burst tap mixer – €20,000 worth of damage to a neighb...

Out with the old and in with the new: starting the year with renovations
28.12.2023 Kristel Kobi

Out with the old and in with the new: starting the year with renovations

This the season to be jolly! Alas, Christmas is also a season of twice the folly, as it leads to a 100% rise in accident...

Drivers taking their cars to a sledding hill for fun cannot lean on casco insurance
18.12.2023 Rasmus Parve

Drivers taking their cars to a sledding hill for fun cannot lean on casco insurance

In addition to the usual fender-benders and driving off the road, winter weather conditions have also awakened car owner...

Not you too...! Scrolling on your phone in bed could land you with a hefty dentist’s bill
13.11.2023 Dagmar Gilden

Not you too...! Scrolling on your phone in bed could land you with a hefty dentist’s bill

According to Dagmar Gilden, the Head of Property Insurance at Seesam, the company deals with hundreds of cases every mon...

These are the sorts of things that thieves most often set their sights on
05.10.2023 Kristel Kobi

These are the sorts of things that thieves most often set their sights on

A survey conducted by Seesam has revealed that people tend to think thieves are most likely to strike at home or in publ...

Insurance: it pays to adjust the value of your household effects every year
10.08.2023 Kristel Kobi

Insurance: it pays to adjust the value of your household effects every year

The rapid rise in prices of goods is also increasingly leading to cases of home insurance where the actual value of hous...

Are metal chimneys more dangerous? An insurance provider explains
27.07.2023 Kristel Kobi

Are metal chimneys more dangerous? An insurance provider explains

This year has been a particularly fiery one for Seesam’s insurance customers: in addition to minor fire damage, a total ...

Despite concerns about leaking pipes, people in Estonia ignore the warning signs
29.06.2023 Dagmar Gilden

Despite concerns about leaking pipes, people in Estonia ignore the warning signs

An insurance survey conducted by Seesam has revealed that the type of water-related damage most feared by people in Esto...

People are more afraid of hurting themselves gardening than on a scooter
12.06.2023 Dagmar Gilden

People are more afraid of hurting themselves gardening than on a scooter

A survey conducted by Seesam has revealed that almost three quarters of people worry about falling over in icy condition...

Compensa Vienna Insurance Group grew by 22 percent in the Baltics last year
05.05.2023 Deividas Raipa

Compensa Vienna Insurance Group grew by 22 percent in the Baltics last year

The Baltic Non-Life insurance company Compensa Vienna Insurance Group has continued its growth path with a plus in gross...

Survey: Most road users don’t think they could cause an accident
24.04.2023 Rasmus Parve

Survey: Most road users don’t think they could cause an accident

Estonian drivers are confident in their driving skills and consider it unlikely that they could cause an accident. Young...

Survey reveals Estonians rely on good luck rather than take out insurance
23.03.2023 Tiia Prööm

Survey reveals Estonians rely on good luck rather than take out insurance

Only 7% of people consider themselves adequately insured against various risks. According to a recent survey by Seesam I...

Insurer: Before the coronavirus, only a third of insured people opted for travel interruption insurance, while nowadays it is rare to travel without it
14.02.2023 Marit Raag

Insurer: Before the coronavirus, only a third of insured people opted for travel interruption insurance, while nowadays it is rare to travel without it

Estonians are travelling more than ever. The travel insurance market has grown by 25% compared to the pre-coronavirus pe...

Survey reveals that parents often take a “tell, don’t show” approach to teaching their children traffic rules
30.11.2022 Dagmar Gilden

Survey reveals that parents often take a “tell, don’t show” approach to teaching their children traffic rules

At the beginning of the academic year, around 70% of parents of children starting Grade 1 walk, ride or take public tran...

Insurance advice: How to prevent storm damage
28.11.2022 Kristel Kobi

Insurance advice: How to prevent storm damage

It’s not just leaves that are tossed around in autumn. In stormy weather, whole trees can be uprooted and roofs torn off...

Insurance fraud investigator: more than 1500 suspicious cases come under increased scrutiny every year
07.10.2022 Indrek Petter

Insurance fraud investigator: more than 1500 suspicious cases come under increased scrutiny every year

Insurance fraud investigators are keen-eyed experts who don’t miss a thing, whether it’s a case of an ordinary citizen a...

Seesam’s advice on how to avoid thunderstorm damage
26.09.2022 Dagmar Gilden

Seesam’s advice on how to avoid thunderstorm damage

The mercury topping 30 degrees might be a cause of cheer for holidaymakers, but a hot summer day can bring with it rumbl...

Careless smokers set alight flower pots as well as houses
14.07.2022 Seesam

Careless smokers set alight flower pots as well as houses

Dagmar Gilden, Product Manager of Seesam's Home Insurance, says that insurance claims handlers working for the insurance...

Keep your eyes open! Robot lawn mowers may end up in very strange situations
20.06.2022 Dagmar Gilden

Keep your eyes open! Robot lawn mowers may end up in very strange situations

The popularity of robot lawn mowers toiling away in the garden by themselves has increased rapidly, as has the number of...

Car parks continue to hold title for most car-hostile places
07.04.2022 Anti Otsla

Car parks continue to hold title for most car-hostile places

According to Seesam’s traffic damage statistics, the vast majority of traffic and casco damage is parking-related, follo...

Psychologist’s message to employers: talking about mental health should not be taboo
30.03.2022 Marit Raag

Psychologist’s message to employers: talking about mental health should not be taboo

While supporting physical health has become standard in almost every Estonian workplace, as a society, we are only just ...

Almost one-fifth of Estonian residents feel mental health problems not sufficient reason for missing work
11.03.2022 Seesam

Almost one-fifth of Estonian residents feel mental health problems not sufficient reason for missing work

When life throws us several curveballs at once, it is very likely that the accumulating tensions will directly affect ou...

War in Ukraine and its impact on insurance clients
04.03.2022 Seesam

War in Ukraine and its impact on insurance clients

In accordance with Seesam General Terms and Conditions, Seesam does not indemnify losses directly or indirectly caused b...

Corona pandemic changing travel patterns: Estonians are travelling farther and sparing no expense on health
10.02.2022 Marit Raag

Corona pandemic changing travel patterns: Estonians are travelling farther and sparing no expense on health

Travelling has picked up again even though corona numbers remain elevated around the world.

Holiday hazards – Christmas tree spruce leaks and fires started by candles
22.12.2021 Kristel Kobi

Holiday hazards – Christmas tree spruce leaks and fires started by candles

Fire and soot damage from burning candles, accidents involving cookers and ovens, and floor damage caused by leaking Chr...

Price growth in construction sector could leave commercial property without adequate insurance cover
14.12.2021 Sandra Smirnova

Price growth in construction sector could leave commercial property without adequate insurance cover

The increase in prices in the building materials market has caused a situation where commercial property owners are at r...

Scooter accidents often result in costs up to €300
30.11.2021 Dagmar Gilden

Scooter accidents often result in costs up to €300

The number of accidents involving electric scooters has doubled this year, with frequent injuries including the hands/ar...

Broken pipes, damaged roofs and fires – should you turn to home insurance or your apartment association?
24.11.2021 Sandra Smirnova

Broken pipes, damaged roofs and fires – should you turn to home insurance or your apartment association?

While homeowners tend to be clear on where to receive quick assistance in the event of critical accidents, the question ...

How to protect your property during the autumn storm season
01.10.2021 Dagmar Gilden

How to protect your property during the autumn storm season

Balcony windows broken, power lines downed, cars and roofs damaged and windows shattered by flying garden furniture and ...

Who compensates for repairs of storm-stricken apartment buildings?
29.09.2021 Sandra Smirnova

Who compensates for repairs of storm-stricken apartment buildings?

Autumn brings strong gusts of wind and storms that break down trees, tear away roofing and in extreme cases leave entire...

What technical issues cause the most headaches for owners of used cars?
31.08.2021 Taavi Ottoson

What technical issues cause the most headaches for owners of used cars?

If a suitable car is not available on the domestic market, many start looking abroad – mostly to Germany, which is where...

Pandemic induces job stress in more than 70% of workers aged 35-54
24.08.2021 Tiia Prööm

Pandemic induces job stress in more than 70% of workers aged 35-54

A survey conducted by Seesam Insurance has revealed that the workers most affected by the coronavirus pandemic have been...

Occupational well-being survey reveals what really motivates employees in Estonia
04.08.2021 Marit Raag

Occupational well-being survey reveals what really motivates employees in Estonia

Seesam’s latest survey reveals that the days when talent could be enticed with free coffee, sandwiches and fun team even...

Nearly every second Estonian experiences work stress during corona year
22.07.2021 Marit Raag

Nearly every second Estonian experiences work stress during corona year

Seesam’s latest insurance study reveals that 64% of Estonians experienced work stress during the last year.

Corona year survey: Estonians don’t stay at home when sick as they’re afraid of losing money
15.07.2021 Tiia Prööm

Corona year survey: Estonians don’t stay at home when sick as they’re afraid of losing money

A quarter of Estonian people have gone to work when sick during the last year as they’re afraid of a decrease in their i...

People underestimate the risks of summertime athletic activities and gardening
28.04.2021 Dagmar Gilden

People underestimate the risks of summertime athletic activities and gardening

Estonians are active if a little absent-minded and the arrival of warm summer weather marks the start of the annual peak...

Seesam offices are closed to visitors until 31.05.2021!
16.03.2021 Seesam

Seesam offices are closed to visitors until 31.05.2021!

We will continue servicing our customers via e-channels

Workshop selection for accident repairs – insurance vs car owner
16.03.2021 Anti Otsla

Workshop selection for accident repairs – insurance vs car owner

Every driver knows that following a road accident there will be papers to fill in, photos to take and witness names to w...

Vandals on the move: damaged tyres and glued keyholes
16.02.2021 Taavi Ottoson, Dagmar Gilden

Vandals on the move: damaged tyres and glued keyholes

Paint bombs thrown at the facades of residential buildings, door locks filled with glue or gum, costs of graffiti remova...

5 signs indicating your plumbing is about to go bust
04.02.2021 Dagmar Gilden

5 signs indicating your plumbing is about to go bust

New insurance statistics show that Estonians take too long to react to plumbing problems.

Who will indemnify for water damage caused by flooding neighbours without home insurance?
11.01.2021 Dagmar Gilden

Who will indemnify for water damage caused by flooding neighbours without home insurance?

Leaky pipes or an unattended tap left open in the bathroom in just one apartment in an apartment building will often res...

Common accidents during the holidays
23.12.2020 Kristel Kobi

Common accidents during the holidays

Experienced insurance experts know that the holiday season marking the end of the year is infamous for accidents caused ...

Rainwater and plumbing leaks: which damages are borne by the apartment association and which by the apartment owner?
11.12.2020 Dagmar Gilden

Rainwater and plumbing leaks: which damages are borne by the apartment association and which by the apartment owner?

Generally the apartment owner is liable for anything that happens in the apartment and the possible damages.

INSURANCE EXPERT: Even a few degrees below zero can bring plenty of property damage insurance claims
11.11.2020 Dagmar Gilden

INSURANCE EXPERT: Even a few degrees below zero can bring plenty of property damage insurance claims

It is not uncommon for the unpredictable autumn weather with its storms and downpours to also bring the season's first s...

When the truth is too embarrassing – foolish insurance lies created by Estonian people to hide the truth
22.10.2020 Kristel Kobi

When the truth is too embarrassing – foolish insurance lies created by Estonian people to hide the truth

Alongside common fender-benders, leaking roofs or storm damage, insurance providers occasionally have to deal with creat...

Bicycles are most vulnerable to theft in stairwells and corridors
30.09.2020 Kristel Kobi

Bicycles are most vulnerable to theft in stairwells and corridors

With the return of the warm weather, bicycle season is in full swing. It should be kept in mind, though, that in additio...

Estonians get their employers to pay for dental treatment
27.08.2020 Marit Raag

Estonians get their employers to pay for dental treatment

More and more Estonian companies have decided to provide health insurance for their employees to support their health an...

Burglars operate with or without the corona crisis
19.08.2020 Dagmar Gilden

Burglars operate with or without the corona crisis

Despite the fact that, due to the coronavirus crisis, many people have decided to go on holiday right here in Estonia an...

Compensa Vienna Insurance Group and Seesam Insurance AS merged in the Baltic States
01.07.2020 Seesam

Compensa Vienna Insurance Group and Seesam Insurance AS merged in the Baltic States

Insurance companies Compensa Vienna Insurance Group, ADB and Seesam Insurance AS merged with the permission of respectiv...

On 18-th of May, Seesam and Compensa were granted authorisation for merger
18.05.2020 Seesam

On 18-th of May, Seesam and Compensa were granted authorisation for merger

Seesam Insurance AS, Compensa Vienna Insurance Group, ADB, Akciju sabiedrība “Compensa Services” and AB „Compensa Servic...

Winter downpour made water fall between building constructions
03.04.2020 Dagmar Gilden

Winter downpour made water fall between building constructions

Usually the most common home insurance loss during wintertime is the damage caused by overheating and snow melting, but ...

Corona damages exceed travel insurance costs caused by Iceland’s volcano a decade ago
23.03.2020 Seesam

Corona damages exceed travel insurance costs caused by Iceland’s volcano a decade ago

The cancellation of flights and bus trips and sudden closures of borders due to COVID-19 that started to spread at the b...

YEAR OF STORMS: 40% more storm damages claimed last year
05.03.2020 Dagmar Gilden

YEAR OF STORMS: 40% more storm damages claimed last year

The statistics of Seesam Insurance show that late autumn last year, which was exceptionally warm and stormy, caused almo...

Coronavirus and travel insurance
30.01.2020 Seesam

Coronavirus and travel insurance

At this time of the year, one of the most popular vacation destinations among Estonians is Asia.

An Expert Explains: Does Travel Insurance Cover Acts of War?
21.01.2020 Seesam

An Expert Explains: Does Travel Insurance Cover Acts of War?

It is only logical that mounting tensions between Iran and USA make many hesitant about travelling to the Middle East.

The insurer should be notified about construction work and repairs
13.07.2018 Dagmar Gilden

The insurer should be notified about construction work and repairs

Summer is a popular time for construction work, but homeowners are often unaware that they should also notify their insu...

Дома, оставленные без присмотра на время отпусков, подвергаются ущербу от воды и кражам
11.07.2018 Dagmar Gilden

Дома, оставленные без присмотра на время отпусков, подвергаются ущербу от воды и кражам

Лето и время отпусков приносит страхованию обилие случаев домашнего ущерба, обусловленного протечками водопровода, шторм...

Insurer: early spring snowmelt places buildings at risk
15.03.2018 Dagmar Gilden

Insurer: early spring snowmelt places buildings at risk

The fluctuating temperatures and weather conditions characteristic of early spring make the snow found on rooftops both ...

The ABCs of Insurance – how to act in the event of travel loss
15.12.2017 Kaja Hints

The ABCs of Insurance – how to act in the event of travel loss

Travel is a fun and relaxing activity, but even away from home we may find ourselves struck by unpleasant surprises – fr...

TAKE NOTE: The three fundamental errors made when concluding travel insurance
15.11.2017 Jonatan Jõks

TAKE NOTE: The three fundamental errors made when concluding travel insurance

Each year, people who are heading abroad on holiday conclude insurance contracts, yet, due to a failure to examine the t...

6 PIECES OF ADVICE: an insurer teaches you how to protect your home and property from autumn winds
26.10.2017 Dagmar Gilden

6 PIECES OF ADVICE: an insurer teaches you how to protect your home and property from autumn winds

According to Dagmar Gilden, Head of Property Insurance at Seesam, powerlines, garden furniture, trampolines, as well as ...

How to act if your baggage is lost or damaged during your vacation?
01.08.2017 Ly Jõhvik

How to act if your baggage is lost or damaged during your vacation?

Baggage being damaged, lost or stolen during a trip is not something that is on anyone's wish list, which is why it is i...

Road users underestimate the risks of summer driving
12.06.2017 Erkki Sipp

Road users underestimate the risks of summer driving

City streets are drained of cars during the summer months; however, holidaymakers spend more time than usual on highways...

How can I avoid damaging my smart devices?
09.05.2017 Ly Jõhvik

How can I avoid damaging my smart devices?

According to Ly Jõhvik, in practice, the number of incidents involving smart devices has continued to grow.

Does food that has caught fire on a range cooker leave one hungry or homeless?
15.02.2017 Seesam

Does food that has caught fire on a range cooker leave one hungry or homeless?

Food that has caught fire on a range cooker is frequently the result of carelessness and can happen to any of us.

What to do when an accident in your home damages your neighbour’s apartment?
01.12.2016 Dagmar Gilden

What to do when an accident in your home damages your neighbour’s apartment?

If an unexpected accident, such as a flood or a fire, takes place in your home, home insurance will usually compensate t...

Bulls in the swimming pool and other pesky animals plaguing the company
22.10.2016 Dagmar Gilden

Bulls in the swimming pool and other pesky animals plaguing the company

Over the last six months, Seesam has had to deal with bull calves that used a car to scratch their horns, a tourist atta...