Corporate Property Insurance

Our long-term experience allows us to offer insurance solutions that take into account the needs and risks of your specific business. When insuring your company’s assets, you can choose between several insurance covers:

• The minimum level of protection is fire insurance, which covers damage arising from fire, direct lightning strike, explosion and sudden engagement of the fire extinguishing system. We also recommend insuring property against pipeline leakage, storm and hail damage, and acts against property. The aforementioned comprises comprehensive insurance, which covers the most wide-spread risks that may affect the activities of your company.
• If you wish a wider cover, the option suitable for you is all-risk insurance, which also covers, in addition to the main risks, damage arisen as a result of other unexpected and unforeseen events – such as damage to equipment caused by power fluctuations. When insuring equipment, it is also possible to choose additional equipment breakdown insurance cover that indemnifies damage caused by an internal unexpected and sudden breakdown of equipment.

When determining the sum insured of inventory and equipment, please keep in mind that if the depreciation of the property to be insured is less than 50%, the sum insured should be determined as the restoration value, i.e. the amount for which new equivalent property could be obtained at the moment of insuring. The sum insured of goods must be determined on the basis of the maximum amount of goods in the warehouse in order to avoid the risk of underinsurance.